The iScripts SocialWallet is a platform that connects borrowers and investors. 

These individuals or institutional investors are called vendors. They are looking to get a higher return on their cash investments than a bank savings account. On the other side, borrowers seek a better rate or an alternative to established banks.

Apart from these two, the platform has an administrator accountable for managing the platform's major activities like user management, content management, loan criteria and request management, investment flow management, origination, and service fees management.